Student Automobile Insurance Jackson Mississippi MS

Reader’s Question:

My daughter is 21 years old and is away at college. My current car insurance provider in Jackson, Mississippi gives better car insurance rates for students who are away from home. Will I be held liable if my daughter drives her friends vehicle and gets into a crash?

Sandra

Jackson, MS

Generally, as a parent you are liable if your child is away at college and drive her friend’s car. When a person drives someone else’s vehicle with permission, the car insurance of the owner will be used as the primary insurance and if the car owner’s insurance limits the driver’s insurance will kicks in.

Your son is no longer a minor and he would likely be held liable herself and not her parents if he gets into an accident but I still suggest that you speak with an attorney regarding your state laws about this and ask them what the liability of the you as a parents if your daughter is away at college and gets into an accident while driving somebody else’s vehicle. You may also verify with your car insurance company Jackson, Mississippi if your car insurance policy will cover your daughter while she is away at college and drives somebody else’s car.

 

Tags: auto insurance, Student car insurance