If you get involve in an accident outside the US which is your fault, will I still maintain my low cost auto insurance if I inform my insurance carrier in Gulfport, Mississippi?

Myers

Gulfport, MS

Yes, you should inform your insurance company in Gulfport, Mississippi of all accidents, traffic violations or insurance claims regardless of scope or location.

Most auto insurance policies require the policyholder to inform insurance carriers of any accidents.

So the terms of your car insurance policy may require you to tell your insurance carrier of any accidents you are involved in, including those that may have happened out of the country. You are required legally to answer all the questions in their insurance contract accurately before you sign your name to the insurance contract.

Tags: auto insurance, Car Insurance Company, traffic violation

I just moved to Jackson, Mississippi and I appreciate if someone from around here could give me information on Mississippi sr-22 high risk auto insurance financial responsibility.

Vernon

Jackson, Mississippi MS

I cannot give you a very exhaustive detail but I can give you the basics that I know though. You can always contact Mississippi Highway Patrol Driver’s Records for more detailed information.

From what I know so far, it is mandated by the State of Mississippi that it is illegal to operate motor vehicles, motorcycles, mopeds or golf carts on Mississippi roadways without liability insurance coverage. Apparently too, it is also illegal for any motor vehicle owner to allow anyone else to drive the vehicle without insurance.

There are prescribed minimum mandatory insurance coverage for the State of Mississippi as 25/50/25. This means: $25,000 bodily injury for one person in one accident, $50,000 for two or more persons in one accident, and $25,000 property damage incurred in one accident.

If a violation or an accumulation of violations, such as reckless driving, driving under the influence (DUI) or (DWI), or refusal to test, at fault accidents or driving without insurance will be committed by a driver in Mississippi, the state’s DMV will mandate proof of financial responsibility in the form of SR-22 insurance. This insurance is also known as high-risk auto insurance for some SR22 filing companies in Jackson, MS.

Tags: high risk drivers, DUI insurance, SR22 filing, SR22 insurance, high risk auto insurance

I live in Mississippi and want to insure my vehicle but I have a German driver’s license. Is it possible to get an auto insurance policy under these conditions?

Renz

Jackson, MS

Even if it it is possible to get an auto insurance policy with your German driver’s license, you will need to get a State license, from Mississippi in this case, to keep the insurance in force. This would be true of most any insurance providers.

The MS Department of Public Safety states that if you are a non-citizen of the United States you must meet all other requirements for getting an operator’s license or identification card except for providing a social security (SSN) card. The identification or license card will be valid for one (1) year from date of issuance.

You must present valid immigration papers, including a passport, I-94, birth certificate, proof of domicile and alien resident card (if you have one) in order to apply for a MS driver’s license.

In Mississippi, how long does a first DUI violation remain on a driver’s license record?

Mary

Gulfport, MS

In Mississippi, a first time offense for driving under the influence or DUI has the penalties of a fine between $250 and $1000, driver’s license suspension for up to one year and up to 48 hours in jail.

The Mississippi Code, Chapter 11 of Title 63 discusses the implied consent law, which a DUI falls under. While the Mississippi code speaks of the penalties for first and subsequent infractions for a DUI, it does not list how long the infraction of the law will remain on your driving record.

To verify how long a DUI will remain on your MS driving record contact the Mississippi Department of Public Safety.

I got convicted of DUI in Jackson, Mississippi and was required to carry an SR22. How long do I have to carry this SR22?

Michelle

Jackson, MS

In Mississippi a DUI conviction can result in fines, mandatory participation in alcohol education programs, jail time, and much more in a court case. In addition to that the MS Department of Motor Vehicles can suspend the driver’s license for a period of time.

The Department of Public Safety requires proof of financial responsibility in the form of a SR-22 car insurance policy, once an individual is convicted of driving under the influence in Mississippi. The SR-22 must be maintained for a period of three years in MS.

After the three year, typically, the DUI conviction is removed from the driver’s record for insurance purposes. The DUI however, will stay on the person’s driving history for five years for court and punishment purposes.