Car Insurance Jackson Mississippi

Reader’s Question:

My 19 year old son lives in GA with her father and I have insurance in Mississippi. I wanted to buy my son a car for graduation and want to get him insurance. My insurance provider doesn’t offer it. How can I get insurance for my son?

Mark

Jackson, MS

 

If the car you will buy for your son will be titled and registered in his name only then with most insurance provider, he will be the only person who can get insurance on the car.

However if the car will be in your name and your son’s name, then an insurance provider in Georgia should be able to insure the vehicle for you and/or your son. You will probably not find a carrier domiciled in Mississippi that will be able to afford coverage for a car garaged in Georgia.

Since the vehicle is going to reside and be garaged in Georgia, regardless of whose name is on the title, it will need to be registered there. Car insurers must be licensed with the Georgia Insurance and Safety Fire Commissioner’s Office (ICO) to be able to issue Georgia auto insurance policies.

I recommend that it is easiest to help your son find insurance in Georgia and set up the policy in his name. Once the insurance policy is set up you could assist his with the payments.

Car Insurance SR22 Mississippi

Reader’s Question:

I got convicted of DUI in Jackson, Mississippi and was required to carry an SR22. How long do I have to carry this SR22?

Michelle

Jackson, MS

 

In Mississippi a DUI conviction can result in fines, mandatory participation in alcohol education programs, jail time, and much more in a court case. In addition to that the MS Department of Motor Vehicles can suspend the driver’s license for a period of time.

The Department of Public Safety requires proof of financial responsibility in the form of a SR-22 car insurance policy, once an individual is convicted of driving under the influence in Mississippi. The SR-22 must be maintained for a period of three years in MS.

After the three year, typically, the DUI conviction is removed from the driver’s record for insurance purposes. The DUI however, will stay on the person’s driving history for five years for court and punishment purposes.