Car Insurance Help Mississippi MS

Reader’s Question:

I live in Mississippi and want to insure my vehicle but I have a German driver’s license. Is it possible to get an auto insurance policy under these conditions?

Renz

Jackson, MS

Even if it it is possible to get an auto insurance policy with your German driver’s license, you will need to get a State license, from Mississippi in this case, to keep the insurance in force. This would be true of most any insurance providers.

The MS Department of Public Safety states that if you are a non-citizen of the United States you must meet all other requirements for getting an operator’s license or identification card except for providing a social security (SSN) card. The identification or license card will be valid for one (1) year from date of issuance.

You must present valid immigration papers, including a passport, I-94, birth certificate, proof of domicile and alien resident card (if you have one) in order to apply for a MS driver’s license.

Auto Insurance DUI Mississippi MS

Reader’s Question:

In Mississippi, how long does a first DUI violation remain on a driver’s license record?

Mary

Gulfport, MS

In Mississippi, a first time offense for driving under the influence or DUI has the penalties of a fine between $250 and $1000, driver’s license suspension for up to one year and up to 48 hours in jail.

The Mississippi Code, Chapter 11 of Title 63 discusses the implied consent law, which a DUI falls under. While the Mississippi code speaks of the penalties for first and subsequent infractions for a DUI, it does not list how long the infraction of the law will remain on your driving record.

To verify how long a DUI will remain on your MS driving record contact the Mississippi Department of Public Safety.

Car Insurance Mississippi MS

Reader’s Question:

How long does an at-fault auto accidents stay on your driving record in Mississippi?

Harry

Jackson, MS

Accidents and offenses will be kept on your Mississippi driving record for three years. To make sure that this is correct and that the Mississippi Code has not recently been changed or amended with regards to driving records check directly with the Mississippi Department of Safety.

If you want to get a copy of your Mississippi driving record and check if an at-fault accident is listed on it, you can do so online at the Mississippi Department of Safety site or the site that states for questions regarding how to get your MVR.

Mississippi Auto Insurance

Reader’s Question:

I would like to know the insurance laws for car insurance in Jackson, Mississippi?

Chris

Jackson, MS

The auto insurance laws for Jackson, Mississippi are the same as for the other insurance laws in other state. Mississippi motorists are required to maintain liability insurance. The minimum financial responsibility requirements for car insurance are $25,000 per person up to $50,000 per accident for bodily injury, and $25,000 for property damage per accident (25/50/25).

Beginning January 1, 2006, Mississippi law requires that all motorists maintain liability insurance and maintain a card in their cars at all times showing that you have liability insurance. If you are cited driving without insurance, you can be fined $1000 and have your license revoked or suspended for one year or until the car owner shows that the vehicle has insurance on it.