Reader’s Question:

I just moved to Jackson, Mississippi and I appreciate if someone from around here could give me information on sr22 Mississippi high risk auto insurance financial responsibility.

Vernon

Jackson, Mississippi MS

I cannot give you a very exhaustive detail but I can give you the basics that I know though. You can always contact Mississippi Highway Patrol Driver’s Records for more detailed information.

From what I know so far, it is mandated by the State of Mississippi that it is illegal to operate motor vehicles, motorcycles, mopeds or golf carts on Mississippi roadways without liability insurance coverage. Apparently too, it is also illegal for any motor vehicle owner to allow anyone else to drive the vehicle without insurance.

There are prescribed minimum mandatory insurance coverage for the State of Mississippi as 25/50/25. This means: $25,000 bodily injury for one person in one accident, $50,000 for two or more persons in one accident, and $25,000 property damage incurred in one accident.

If a violation or an accumulation of violations, such as reckless driving, driving under the influence (DUI) or (DWI), or refusal to test, at fault accidents or driving without insurance will be committed by a driver in Mississippi, the state’s DMV will mandate proof of financial responsibility in the form of SR22 Mississippi  insurance. This insurance is also known as high-risk auto insurance for some SR22 filing companies in Jackson, MS.

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